[hidden]{display:none !important}

:root{
  --bg:#f3f6fb;
  --panel:#ffffff;
  --panel-alt:#eff4fb;
  --text:#102033;
  --muted:#5b6878;
  --line:#dbe5ef;
  --brand:#0b1220;
  --brand-2:#152033;
  --accent:#1d4ed8;
  --accent-soft:#e8f0ff;
  --danger:#b91c1c;
  --danger-soft:#fff1f2;
  --success:#15803d;
  --shadow:0 16px 50px rgba(11,18,32,.08);
  --radius:26px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color:var(--text);
  background:linear-gradient(180deg,#f8fbff 0%, #f3f6fb 30%, #f3f6fb 100%);
  line-height:1.65;
}
a{color:var(--accent);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;display:block}
.wrap{width:min(calc(100% - 2rem), var(--max));margin:0 auto}
.skip-link{position:absolute;left:-999px;top:auto;width:1px;height:1px;overflow:hidden}
.skip-link:focus{left:1rem;top:1rem;width:auto;height:auto;padding:.75rem 1rem;background:#fff;z-index:100;border-radius:10px}
.site-header{
  position:sticky;top:0;z-index:50;
  border-bottom:1px solid rgba(219,229,239,.9);
  background:rgba(255,255,255,.88);
  backdrop-filter:blur(14px);
}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:78px}
.brand-wrap{display:flex;flex-direction:column;gap:.15rem}
.brand{font-weight:900;letter-spacing:-.04em;font-size:1.4rem;color:var(--brand)}
.brand-sub{font-size:.86rem;color:var(--muted)}
.nav{display:flex;gap:1rem;align-items:center;flex-wrap:wrap}
.nav a{font-weight:700;color:var(--text)}
.nav-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:12px;padding:.65rem .85rem;font-weight:700}
.hero{padding:4.3rem 0 2rem}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.2fr) 380px;gap:1.25rem;align-items:stretch}
.hero-panel,.metric-card,.card,.feature-panel,.search-panel,.faq-panel,.trust-card,.article,.sidebar-card,.info-card,.table-row{
  background:var(--panel);
  border:1px solid var(--line);
  border-radius:var(--radius);
  box-shadow:var(--shadow);
}
.hero-panel{padding:2rem 2rem 1.8rem;background:radial-gradient(circle at top right,#223453 0,#111b2d 36%, #0b1220 100%);color:#fff;overflow:hidden;position:relative}
.hero-panel:before{content:"";position:absolute;inset:auto -70px -70px auto;width:240px;height:240px;border-radius:50%;background:rgba(255,255,255,.06)}
.hero-panel h1{color:#fff;font-size:clamp(2.2rem,4vw,4.1rem);margin:.85rem 0 1rem;line-height:1.02;letter-spacing:-.05em;max-width:12ch}
.hero-panel .lead{color:rgba(255,255,255,.86);max-width:58ch;font-size:1.1rem}
.kicker{display:inline-flex;align-items:center;gap:.5rem;padding:.4rem .75rem;border-radius:999px;background:rgba(255,255,255,.08);color:#fff;border:1px solid rgba(255,255,255,.14);font-weight:800;font-size:.82rem;letter-spacing:.05em;text-transform:uppercase}
.hero-actions{display:flex;gap:.8rem;flex-wrap:wrap;margin-top:1.5rem}
.hero-points{display:grid;grid-template-columns:repeat(3,1fr);gap:.75rem;margin-top:1.6rem}
.hero-point{padding:.9rem 1rem;border-radius:18px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1)}
.hero-point strong{display:block;font-size:1.2rem;color:#fff}
.hero-side{display:grid;gap:1rem}
.search-panel,.feature-panel,.faq-panel,.trust-card,.card,.metric-card,.sidebar-card,.article,.info-card{padding:1.25rem}
.search-panel h3,.feature-panel h3,.faq-panel h3,.trust-card h3,.sidebar-card h3,.info-card h3{margin:.15rem 0 .35rem;font-size:1.1rem}
h1,h2,h3{line-height:1.08;color:var(--brand);letter-spacing:-.035em}
h2{font-size:clamp(1.55rem,2vw,2.3rem);margin:0 0 .85rem}
h3{font-size:1.15rem;margin:0 0 .5rem}
p{margin:.75rem 0}
.lead{font-size:1.08rem;color:#31465f}
.section{padding:1rem 0 3.1rem}
.section-head{display:flex;align-items:end;justify-content:space-between;gap:1rem;margin-bottom:1rem}
.section-head p{max-width:65ch;color:var(--muted)}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem}
.category-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:0 1rem;border-radius:999px;font-weight:800;border:1px solid transparent;cursor:pointer}
.btn-primary{background:var(--accent);color:#fff}
.btn-dark{background:var(--brand);color:#fff}
.btn-secondary{background:#fff;color:var(--brand);border-color:var(--line)}
.card h3 a,.guide-card h3 a,.category-card h3 a{color:var(--brand)}
.guide-card{display:flex;flex-direction:column;gap:.6rem;padding:1.2rem}
.eyebrow{display:inline-flex;align-items:center;gap:.45rem;font-size:.78rem;font-weight:900;text-transform:uppercase;letter-spacing:.08em;color:var(--danger)}
.meta{font-size:.95rem;color:var(--muted)}
.badge-row{display:flex;gap:.55rem;flex-wrap:wrap}
.badge{padding:.36rem .7rem;border-radius:999px;background:var(--accent-soft);color:#163373;border:1px solid #cfe0ff;font-size:.88rem;font-weight:700}
.stat-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}
.metric-card strong{display:block;font-size:1.7rem;color:var(--brand)}
.metric-card span{color:var(--muted);font-size:.95rem}
.callout{background:linear-gradient(135deg,#0d1d33,#193154);color:#fff;border-radius:28px;padding:1.4rem 1.5rem;border:1px solid rgba(255,255,255,.08)}
.callout h3,.callout p,.callout a{color:#fff}
.notice{padding:1rem 1.1rem;border-left:4px solid var(--danger);background:var(--danger-soft);border-radius:16px;margin:1.1rem 0 1.2rem}
.warning-list,.list-clean{list-style:none;padding:0;margin:0}
.warning-list li,.list-clean li{padding:.7rem 0;border-bottom:1px solid var(--line)}
.warning-list li:last-child,.list-clean li:last-child{border-bottom:none}
.search-box{display:flex;align-items:center;gap:.75rem;padding:.95rem 1rem;border-radius:18px;background:#fff;border:1px solid var(--line);margin-top:.9rem}
.search-box input{width:100%;border:none;outline:none;background:transparent;font-size:1rem}
.search-note{color:var(--muted);font-size:.95rem}
.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:1.2rem;padding:1rem 0 3rem}
.article{padding:2rem 2rem 1.6rem}
.article h1{font-size:clamp(2rem,3.2vw,3rem);margin:.35rem 0 .8rem}
.article p,.article li{font-size:1.03rem}
.article ul,.article ol{padding-left:1.15rem}
.article .lead{font-size:1.13rem}
.article .faq{display:grid;gap:.8rem}
.article details,.faq-panel details{border:1px solid var(--line);border-radius:16px;padding:1rem;background:#fff}
.article summary,.faq-panel summary{font-weight:800;cursor:pointer}
.toc{margin:1rem 0 1.2rem;padding:1rem;background:var(--panel-alt);border:1px solid var(--line);border-radius:18px}
.toc ol{margin:.45rem 0 0;padding-left:1.2rem}
.inline-ad{display:flex;align-items:center;justify-content:center;min-height:110px;margin:1.6rem 0;padding:1rem;border-radius:20px;border:1px dashed #c2d2e3;background:#f8fbff;color:#59708d;font-size:.95rem;text-align:center}
.sidebar{display:grid;gap:1rem;align-self:start;position:sticky;top:96px}
.related-links a{display:block;padding:.6rem 0;border-bottom:1px solid var(--line)}
.related-links a:last-child{border-bottom:none}
.breadcrumbs{font-size:.92rem;color:var(--muted);margin-bottom:.8rem}
.breadcrumbs a{color:var(--muted)}
.tablelike{display:grid;gap:.85rem}
.table-row{display:grid;grid-template-columns:.62fr 1.38fr;gap:1rem;padding:1rem 1.1rem}
.note{font-size:.95rem;color:var(--muted)}
.home-checklist{display:grid;gap:.9rem}
.home-checklist .item{display:grid;grid-template-columns:auto 1fr;gap:.8rem;align-items:start;padding:.9rem 1rem;background:#fff;border:1px solid var(--line);border-radius:18px}
.home-checklist .item strong{color:var(--brand)}
.icon-dot{width:14px;height:14px;border-radius:999px;background:var(--danger);margin-top:.35rem}
.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}
.footer-grid{display:grid;grid-template-columns:1.3fr .85fr .85fr;gap:1.2rem;padding:2.3rem 0 1rem}
.footer-grid ul{padding:0;margin:0;list-style:none}
.footer-grid li{margin:.45rem 0}
.footer-meta{padding:1rem 0 2.2rem;color:var(--muted)}
.site-footer{margin-top:2rem;background:#fff;border-top:1px solid var(--line)}
.cookie-banner{position:fixed;left:1rem;right:1rem;bottom:1rem;z-index:80;background:#0b1220;color:#fff;border-radius:22px;box-shadow:0 20px 60px rgba(0,0,0,.25);display:flex;gap:1rem;align-items:center;justify-content:space-between;padding:1rem 1.1rem}
.cookie-banner p{margin:.35rem 0 0;color:rgba(255,255,255,.85)}
.cookie-actions{display:flex;gap:.7rem;flex-wrap:wrap}
.cookie-banner .btn-secondary{background:transparent;color:#fff;border-color:rgba(255,255,255,.25)}
.center{display:flex;justify-content:center}
@media (max-width:1100px){
  .hero-grid,.article-layout,.stat-strip,.category-grid,.grid-3,.grid-2,.trust-grid,.footer-grid{grid-template-columns:1fr}
  .hero-points{grid-template-columns:1fr}
  .sidebar{position:static}
}
@media (max-width:760px){
  .nav-toggle{display:inline-flex}
  .nav{display:none;position:absolute;left:1rem;right:1rem;top:70px;background:#fff;padding:1rem;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}
  .nav.is-open{display:flex}
  .header-inner{min-height:70px}
  .brand-sub{display:none}
  .hero{padding-top:3.3rem}
  .article{padding:1.3rem}
  .table-row{grid-template-columns:1fr}
  .cookie-banner{left:.75rem;right:.75rem;bottom:.75rem;flex-direction:column;align-items:flex-start}
}

.category-card p{margin-bottom:0}
.link-button{appearance:none;border:none;background:none;padding:0;color:var(--accent);font:inherit;font-weight:700;cursor:pointer}
.link-button:hover{text-decoration:underline}
.cookie-status{font-size:.92rem;color:rgba(255,255,255,.72)}

.category-card .eyebrow{display:none !important}
